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Why You Should Slim Down Your Wallet


Written By Soo L.
Image By shareski
Tags personal finance, wallet,

Some of us forget that wallets are not filing cabinets and stuff them to the breaking point. Although it isn't unusual to carry around a bulky wallet, it definitely isn't a good thing. There are many benefits to carrying a smaller and slimmer wallet. These benefits can help you feel more comfortable, look better, and even save you time. Read on to learn about how a slimmer wallet can improve your life.

More Comfortable
When you have a slim wallet, sitting down on hard surfaces isn't as uncomfortable as with a fat wallet. Your butt will be on more equal footing and you won't have to deal with a pressure point on one of your cheeks. A rubber band is one of the cheapest and most slimming wallet options. Sitting on a short, rubber banded stack of cards will be much more comfortable than an inch thick wallet.

Easier To Find What You Need
If you keep just the bare essentials in your wallet, you won't be fumbling around trying to find your credit card or identification when you get to the cashier. This will help you save some time when you're in a hurry to get on your way. It's also so much less of a hassle when you only have what you need in your wallet.

Less Clutter
Do you have all sorts of things in your wallet that you hardly ever use or even look at? If so, do a little cleaning and get rid of what you don't use. If you have a frequent eater card for a particular restaurant you go to every once in a while, keep the card in your car or workplace instead of carrying it around with you wherever you go. It doesn't make much sense to carry these around all the time when you'll be using them very infrequently. It's not uncommon for people to never fulfill the free sandwich, coffee, pizza etc. requirement to ever use the card in the first place, making it an even bigger waste to carry them around.

A Slimmer Wallet Looks Better In Your Pants
Have you ever met a girl attracted to men with large wallets protruding from their back pockets? Probably not. The simple fact is that big wallets make you look a bit silly. Especially if your wallet is more than an inch thick and you wear well fitting pants. Just imagine it the other way around. Would you find it especially attractive if a girl wore some tight jeans and had a big fat wallet in her back pocket?

Less Wear On Your Clothing
This is another one related to looks. When you carry a big heavy wallet in your pants pocket, eventually it'll make a groove in your pants. This groove is not very easily fixed and could result in buying new pants. To avoid this costly solution, it's best to just use a slimmer wallet to begin with. To further reduce the possibility of creating a groove in your back pocket, stick your wallet in your front pocket instead. This will also reduce the possibility of your wallet being stolen.

Less Risk If Stolen
If you have fewer things in your wallet, you won't be in as much trouble as if you had many things in your wallet. If someone makes off with your wallet, you have to notify your bank and credit card provider as soon as possible. If you only carry one credit card and one bank card, you won't have to spend too much time making phone calls.

Having a slim wallet is helpful to reduce the trouble of getting your wallet stolen, but it will also reduce the risk of getting it stolen. If your wallet is small enough, it won't be very noticeable at all in your back pocket. This will make it less of a target for would be pick pockets. If thieves don't know where your wallet is, they'll have a much harder time trying to find it.

Less Credit Cards To Keep Track Of
Slimming your wallet doesn't only mean removing credit cards from your wallet, but canceling them too. If you don't have full balances on your credit cards, you should try to use only one. With fewer accounts, you'll have far fewer things to keep track of which is a big time saver.

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